Real Estate Insurance

Berkley Luxury Real Estate Specialists provide insurance for upscale residential condos, co-ops, rental properties and class A office buildings. Our unique form offers leading edge coverage in the marketplace.

Click here to download our Real Estate Brochure Click here to download our Office Building Brochure

Risks Underwritten

  • Cooperatives
  • Residential condominiums
  • Town house associations and rental apartment buildings — well maintained and in above average condition
  • Class A office buildings – luxury properties with premier tenants – professionally managed and well maintained
  • Property limits up to $150,000,000 for selected buildings

Risks Underwritten Generally Do Not Include

  • Coastal properties, buildings while in the course of construction
  • Homeowners’ policies, public housing, assisted living, and lead paint problems

Coverages Offered*

  • Commercial Package Policy
  • Monoline Liability Coverage
  • ISO Special Form
  • Option for blanket property limits
  • Fine Arts
  • Computer Coverage
  • Demolition and increased cost of construction
  • Business income on actual loss sustained 12 or 24 months
  • No waiting period


  • Community Association Institute (CAI)

* Products and services are provided by one or more insurance company subsidiaries of W. R. Berkley Corporation. Not all products and services are available in every jurisdiction, and the precise coverage afforded by any insurer is subject to the actual terms and conditions of the policies as issued.